Our insurance has officially denied coverage for IVF. While this doesn’t come as a surprise, it still sucks. I grew up with socialized health care, and basically everyone from there is flabbergasted when I tell them about how much even trying is going to cost us (Ginger and Lime had some good posts about this recently).
Due to some lucky circumstances, we’ll be able to afford trying anyway — once. And maybe a FET, should we have anything to freeze. If neither of those works out, it’ll be a long time until we can try again. I’d like to think positive and hope we won’t get to that point, but sometimes it is hard to shake that nagging feeling of what if. I already feel incapable for not being able to get pregnant the way so many other people do. I’ll feel even more incapable for not being able to afford the treatment it would take, even though rationally that probably has less to do with my capabilities and more with the unfairness of not recognizing infertility as a disease that deserves insurance-covered treatment, the salaries paid to scientists, the crazy rents in this amazing city, etc. To cut my long ramblings short, we’re looking into the ARC packages with a money-back option. If you have any experiences with this, or any other ideas on how to finance IVF and/or how to spend tons of money on something that, more often than not, doesn’t work out and not feel bad about it, I’d love to hear them.